Non-QM Pricing Intelligence
Engine ready
Lenders
2 lenders configured.
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Firstloans – Standard DSCR
Constructive. Conservative DSCR with entity-only, 5yr treasury index.
Base Rate
7.875%
Min FICO
680
Max LTV
80%
DSCR
5yr Treasury index (more stable)
Full 2D FICO×LTV matrix
AK/HI/ND/NV/PA/SD/UT/OH/MD excluded
C3 – Expanded DSCR
Constructive Capital. Down to 660 FICO, 0.75x DSCR, SOFR ARM + Fixed.
Base Rate
6.750%
Min FICO
660
Max LTV
80%
DSCR
Down to 660 FICO
0.75x DSCR at low LTV
ND/NV/SD excluded